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First loan with a discount of up to 99.9%
Applications were submitted today: 601
Benefits of our service
We make getting a loan simple, fast and affordable
Decision in a few minutes
No paperwork or guarantors
No hidden fees
High approval chance
Money to your card within minutes
Fast and convenient application
How to get a loan online quickly
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Enter the amount you need
Complete the application
Fill in a simple form so we can match suitable loan options for you
Choose the best offer
Review the available loan offers and pick the one that suits you best
Get your money
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Ways to receive funds
Need money right now? Get a fast online loan without unnecessary paperwork from verified lenders to your bank account or card. Our service is a simple way to get funds for urgent needs without complicated procedures.
Enter the amount you need and submit an application - our service will match personalised loan offers from different lenders. In just a few minutes, the money can be in your account.
Online loan comparison service
We find options with a high chance of approval - quickly and without unnecessary hassle.
Benefits of our service
We make getting a loan simple, fast and affordable
Approval rate up to 90%
We work with a large number of lenders and know who is most likely to approve your application today.
Personalised offers
Submit one application and we will match all current offers from lenders for you. Personalised matching takes only a few minutes.
Loans from 0.01% for new customers
A special offer for new customers - your first loan may be available at a minimum rate of 0.01%.
Money always within reach
We work 24/7 and help people across South Africa access loans quickly and conveniently.
Loans available even with a poor credit history
Even if you already have loans or late payments, our service can help you find current offers for possible refinancing and convenient repayment.
Easy application
The application takes only a few minutes. Fill in a short form and get available offers.
Loans are issued on the following terms
Borrower requirements
Reviews
Kamil
Pracuję jako freelancer, więc dochód mam niestabilny. Czasem taka opcja awaryjna naprawdę się przydaje. Tutaj wygodnie, bo szybko można znaleźć oferty dopasowane do sytuacji.
Oliwia
Zamówiłam sprzęt przez internet, ale brakowało mi części kwoty. Nie chciałam odkładać zakupu, więc skorzystałam z jednej z dostępnych opcji tutaj.
Karolina
Spodobało mi się, że nie trzeba wpisywać wszystkiego po kilka razy. Wybrałam kilka ofert i tam już uzupełniłam formularz. Dzięki temu zaoszczędziłam sporo czasu.
Mateusz
Korzystałem już z podobnych serwisów, ale tutaj wszystko wydaje się prostsze. Wybrałem kwotę i od razu zobaczyłem dostępne opcje. Nie idealnie, ale spełnia swoje zadanie
Monika
Nie powiem, że to coś niesamowitego, ale serwis naprawdę pomaga. Znalazłam opcję pod swoje potrzeby bez zbędnych problemów. Najważniejsze, że szybko.
Piotr
Trafiłem tutaj przypadkiem, tylko żeby sprawdzić warunki pożyczek. Finalnie złożyłem wniosek i wszystko udało się załatwić. Fajnie, że jest dobór ofert, a nie tylko lista firm.
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Questions and answers
Answers to the most popular questions about our services
On what terms are loans offered through the service?
For first-time customers, lenders may offer from 1,000 zł to 3,000 zł, while returning borrowers may have access to amounts from 5,000 zł to 10,000 zł. Repayment terms range from 7 to 30 days, though repeat borrowers may receive longer terms from 60 days. Special offers are also available: your first loan may be available from 0.01%.
Can I get a loan if I have a poor credit history?
Yes. We work with more than 100 lending partners, including banks and short-term lenders, and some of them are willing to consider applications from borrowers with weaker credit profiles. We match available options for customers with different credit histories.
How quickly is a loan processed?
In as little as 10–15 minutes, you may receive the money on your bank card. The form is processed automatically, the application is reviewed within a few minutes, and the process is completed online.
Do you work on weekends?
The service "info.creditnice.pl" operates 24/7 without breaks or days off. Applications are processed at any time of day.
How do I repay online loans?
Borrowers can usually repay by bank transfer, cash deposit/terminal, debit card in online banking, or by transfer using the lender's banking details.